Phone scams targeting Santa Paulans’ credit card and ID numbers

February 08, 2012
Santa Paula News

Santa Paulans are being targeted by a phone scam that relies on trust and, in at least one case, waking the victim up in the middle of the night to obtain credit card and other personal information.

According to area banker who asked to remain anonymous, several customers have complained they were targeted by the scam.

“The first customer who came in said that someone called and said he was an FBI agent,” who told the victim their bank account had been compromised to the tune of $700. The faux FBI agent asked the victim to “reconfirm” his credit card and PIN (Personal Identification Number), which the victim supplied.

But the next day the victim grew alarmed and suspicious of the call that it may not have been legitimate. When he visited his bank to ask, “We told him that the call was not true and we immediately closed out his card... thankfully no one had yet used his account.”

Another woman who was an intended victim turned the table on the scam, even though they called her home at 4 a.m. The called claimed to be from the woman’s credit card company and was reporting a loss of funds, but when the woman asked which card company the call was coming from, a bank was named with which she has no account. The woman said so, and the caller hung up on her.

The third incident in a matter of days reported to the bank was similar, a phone call reporting a suspicious credit card transaction. The banker said there have also been reports of such scams in Fillmore.

“We have told everyone that has come in to report these calls to the police... when criminals get customer information they can make credit cards” and charge high amounts. The charges can continue until the customer detects them or the bank notices unusual usage and notifies the customer, but if the latter is the scenario, “The bank or credit card company will never, ever ask for the PIN number.”

The banker said she recently was a victim when she used an ATM at a Fillmore-based area bank branch that contained a skimmer, an almost undetectable device that copies credit card information. Anyone, she stressed, can be a victim, but the reports the bank has received in recent days were all from elderly customers.

“Hopefully, people will be careful and remember we’ll never ask you for your PIN number, not even inside the bank... and if anyone asks you for the number over the phone they are not legitimate. If you have any questions, call the bank or credit card company directly - not using any number a caller provides for you.”

The banker said it is important for everyone to remember one thing: “We wouldn’t ask for any of that sensitive credit card information... we already have it all, except for that PIN number. And that is something we would never, ever ask for.”

Santa Paula Police urge all who are called and asked for personal information - whether banking, credit card or identification, such as Social Security - to refuse to provide same. If you feel it is necessary, phone your financial institution using the phone number on the bill or the credit card itself. Also, refuse to divulge your Social Security number and call the Social Security office direct.





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